http://www.banditprinting.com/2009/12/early-issue/
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 10 EARLY ISSUES OF SHEET MUSIC FOUND IN AN OLD PIANO SEAT OLD VINTAGE 1907 on  US $38.00
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 Selection of 15 Old KG V stamps issued in early 1900s US $1.49
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 USA United states of America Early issues LOT from Old Stamp Dealer US $10.00
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 38 US FDC UNCACHETED EARLY ISSUES US $7.99
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 Original Early Vietnam era USARMY Issue Shirt OG 107 13 stars button S132 US $39.99
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 1872 36 Two Cent Green Queen Victoria Early Issue Canada US $25.00
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Debt Consolidation - Preventing Debt Problems At An Early Age
Why has ‘debt consolidation’ become such a common phrase nowadays? Unfortunately, the answer’s straightforward – it’s because debt has become a way of life for so many. It’s a sorry reality for even the youngest adults in our society, as illustrated in a recent publication from Rainer, the national charity for under-supported young people.
Published in May 2008, the report looks at credit, debt and other financial issues confronting today’s youngsters. It ‘picks apart some of these challenges and, drawing on the direct experience of the young people facing them, sets out the action required to overcome them’.
‘Unavoidable route into debt’
Joyce Moseley, Rainer’s Chief Executive, talks of the ‘often unavoidable route into debt’. On Rainer’s behalf, research and consulting organisation YouGov found that 90% of the young people questioned were in debt by the age of 21. One in five 18-24 year-olds had already found themselves more than £10,000 in debt.
As they start their adult lives, most young people find themselves with very little disposable income anyway, so once debt repayments start taking a ‘slice’, it’s all too easy for their finances to deteriorate rapidly. This goes a long way towards explaining the popularity of debt consolidation loans among young people…
Consolidation – a route out of debt
For many young borrowers, the most important benefit of debt consolidation is simply a reduction of monthly outgoings. Replacing multiple debts with a single consolidation loan gives them a chance to arrange affordable repayment terms. This can mean the debt will take longer to pay off – and possibly cost more in the long run – but cost less each month.
At the same time, a consolidation loan may well come with a lower interest rate than the debts they’re paying off, especially if they’re high-interest debts from (for example) credit cards, store cards and overdrafts.
Consolidating debt also makes it simpler to manage. Remembering one payment per month is much easier than remembering five. Lenders often issue penalty charges for late / missed payments, so a consolidation loan can actually help people keep their debts from growing.
Consolidation – do it the right way
However, there are risks involved with debt consolidation. When someone pays off their debts (overdraft, credit / store cards, etc.), they have to be careful they don’t let these debts start growing again. In fact, it’s often a good idea to cancel cards and overdraft facilities, since it’s all too easy to borrow a bit here and a bit there until they’re in a worse situation than they were before they consolidated their debts – they’ll have to make payments to the consolidation loan every month as well as to the new debts they’ve run up!
Material Issue - Very First Lie
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10 EARLY ISSUES OF SHEET MUSIC FOUND IN AN OLD PIANO SEAT OLD VINTAGE 1907 on US $38.00
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Selection of 15 Old KG V stamps issued in early 1900s US $1.49
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USA United states of America Early issues LOT from Old Stamp Dealer US $10.00
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38 US FDC UNCACHETED EARLY ISSUES US $7.99
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Original Early Vietnam era USARMY Issue Shirt OG 107 13 stars button S132 US $39.99
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1872 36 Two Cent Green Queen Victoria Early Issue Canada US $25.00
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 COUNTRY AMERICA Magazine 9 issues from early 90s TNN Program Guide Gill Yoakam US $6.00
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 Five Early Issues Germania from 1920 US $5.00
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 Vintage Early Issue Hermes Les Cles Scarf Carre Burgungy Caty Latham 1965 Keys US $158.99
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 SUPER LOT 48 DIFFERENT USED ISSUES FROM THE EARLY 30S US $1.30
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 Germany Nine Large Issues from the early 1920s Unused US $1.50
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 Thailand early Siam Rama 5 second issue in group of used with nice postmark $$$ US $45.55
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 GERMANY Passau 5 Mark KRIEGS NOTGELD Banknote 1918 FINE EARLY Issue US $3.99
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 EARLY GERMAN EMPIRE from 1875 REICHSPOST issues 31 US $1.58
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 British Empire Revenues A fine collection of early issues NSW ST Kitts Etc US $64.77
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 NEW ZEALAND USED FROM EARLY ISSUES 1441 US $1.56
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 16 Early Issues from France between 78 and 653 US $4.00
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 DRAGON Magazine 10 early issues 60 through 69 US $9.00
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 ROMANIA 1872EARLY ESSAY 50 BANI GRAY PARIS ISSUE US $19.99
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 Korea Range early issues possibly not GENUINE and offered as is US $15.78
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